★Thomas is talking to the human resources officer, Justine, about the insurance plan at his new job.
湯瑪斯正在和人資部主管賈斯汀討論他新職務的保險方案。
J: So, have you got any questions about your insurance package?
你對自己的保險方案有任何疑問嗎？
T: Well, I can't see what my premium is. Can you show me how much it will be?
這個嘛，我不知道保險費是多少耶。你可以告訴我要多少費用嗎？
J: Sure, but remember, there are different premiums for different insurance packages. We pay 90% of your premium, so if you choose this package, you'll pay 100 dollars a month. If you choose the lower premium option, you'll pay 50 dollars a month.
當然沒問題，不過不同的保險方案，保險費用也會不同。90%的保費由公司負擔，所以如果你選擇此方案，每個月便需負擔100美元。要是你選保費較低的方案，每個月便只需負擔50美元。
T: Oh, alright. And then what's my deductible going to be?
好的。那我的自付額是多少？
J: Well, that depends on the package you choose. The package with a lower premium has a higher deductible, and vice versa.
這個嘛……這要視你選的方案而定。保費較低的方案自付額就會比較高，反之亦然。
T: OK, I get it. And do the plans cover the same things?
好，那我知道了。那這些方案都提供相同的給付項目嗎？
J: Not exactly. The more expensive plan has more extensive coverage, including dental care and eye exams.
並不全然是如此。較貴方案的給付涵蓋項目較廣，還包含了牙科保健與視力檢查。
T: Hmm. It would be nice to have that coverage.
嗯……有這樣的給付很不錯呢。
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※本文節錄自《辦公室英語會話必勝課：職場溝通即戰力（20K+寂天雲隨身聽APP）》
